Which Loan Is Right For Me?
Every buyer's situation is different. Here's a simple breakdown of the loan programs we offer — find the one that fits where you are today.
First-Time Homebuyer Loans






Low down payments, flexible credit requirements, and a team that walks you through every step of the process.
Luxury & Jumbo Loans
High-end homes deserve a financing experience to match. We specialize in jumbo loans for properties that exceed conforming limits.
Investment & Builder Loans
From single-family rentals to new construction, we have flexible financing solutions built for real estate investors and builders.
Refinance & Equity






Already own a home? Put your equity to work — whether you're lowering your rate, shortening your term, or accessing cash.
NuPath Home Programs
Moving to a new city or needing to buy before you sell? We have programs designed to bridge the gap and get you where you want to be.
Pathway to Homeownership
Not ready to buy just yet? Our specialty and credit-building programs help you get there on your timeline — without pressure.
Your New Home Starts Here
Get a clear picture of your monthly payment and take the first step toward homeownership with confidence.
Know Before You Go
Estimate your payment, understand your budget, and walk into every conversation with confidence.
See What You Can Afford
Enter your income and debts to find your real home buying budget — then let's make it happen.
Is It Time to Stop Renting?
Run the numbers on your situation and find out when buying starts putting money back in your pocket.
Find Out What Your Equity Is Worth
See how much you could save with a lower rate or access the equity you've already built — in under a minute.
Know Where You Stand Before You Apply
See your debt-to-income ratio instantly and find out which loan programs you're likely to qualify for.
Is The Home Self-Sufficient?
Analyzing an investment property? Use our DSCR calculator to see if your deal meets lender thresholds before you apply.

Common Questions
How do I apply?
Start with our quick online application — it takes about 10 minutes and won't affect your credit score. Prefer to talk first? Book a free 15-minute call with a NuVue loan officer in the contact form below.
What credit score do I need?
First-time buyer help?
How long is approval?
Do you handle refinancing?
Most conventional loans require a 620 minimum, FHA loans start at 580, and some programs go lower. Not sure where you stand? We'll pull a soft credit check that won't impact your score and show you exactly what you qualify for.
Absolutely. We walk first-time buyers through every step — from understanding your credit and down payment options to explaining closing costs and what to expect on signing day. Many of our clients close with as little as 3–3.5% down. No question is too basic.
Pre-approval typically takes 24–48 hours once we have your documents. Full loan approval averages 21–30 days depending on the loan type. We keep you updated every step of the way so there are no surprises — unless the surprise is us closing sooner.
Yes — whether you're looking to lower your rate, shorten your term, or tap into your home's equity, we'll run the numbers and show you exactly what you'd save. Most clients know within 24 hours if refinancing makes sense for them.
Are you a bank? Who is
Edge Home Finance, LLC?
NuVue Mortgage Solutions is a loan officer team operating under Edge Home Finance, LLC — a licensed mortgage broker with access to a wide network of investors and lenders. What that means for you is that we're not limited to one bank's products or rates. We shop multiple lenders on your behalf to find the best fit for your specific situation. And while we have the resources of a full brokerage behind us, you still work directly with us — real people who know your name, answer your calls, and are invested in your outcome.
Contact Us


Reach out to nuvue for personalized mortgage guidance tailored to your needs.
Contacts
NuVue Mortgage Solutions is a loan originator team operating under Edge Home Finance, LLC · NMLS #891464. All loan programs are subject to credit approval, lender underwriting guidelines, and may change without notice. Not all programs are available in all states. Equal Housing Opportunity.
Phone
James@jgmortgageloans.com
James.Gross@edgehomefinance.com
954.738.2855
© 2026. All rights reserved.


James Gross
Loan Originator
NMLS #2569018
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